MINTDOWNLOADS™
ENTERPRISE RISK & LIABILITY ALLOCATION MATRIX
This Matrix clarifies risk distribution between:
Platform
Vendor
Buyer
1. PRODUCT QUALITY RISK
Vendor Bears Risk For:
Defective files
Inaccurate descriptions
IP infringement
Malware
Platform Bears Risk For:
Platform downtime
Payment processing errors
2. PAYMENT RISK
Buyer Risk:
Incorrect wallet address
Crypto volatility
Vendor Risk:
Chargebacks due to misrepresentation
Platform Risk:
Fraud detection failure (limited)
3. INTELLECTUAL PROPERTY RISK
Vendor assumes full liability for:
Copyright infringement
Trademark misuse
AI output violations
Platform acts as intermediary with safe harbor protections.
4. TAX RISK
Vendor:
Income tax liability
Platform:
Marketplace VAT compliance
Buyer:
Use tax obligations
5. CYBERSECURITY RISK
Platform:
Infrastructure security
User:
Password protection
Device security
6. LIMITATION CAP
Total platform liability capped at:
Amount paid in last 30 days
Indirect damages excluded.
7. FORCE MAJEURE
No party liable for:
Natural disasters
Government actions
Internet outages
Blockchain disruptions
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