MINTDOWNLOADS™ CRYPTO PAYMENT RISK DISCLOSURE

Effective Date: 05 February, 2026

1. PURPOSE

This Crypto Payment Risk Disclosure explains risks associated with paying for products or subscriptions using cryptocurrencies.

By choosing crypto payment, you acknowledge these risks.

2. PRICE VOLATILITY

Cryptocurrency values may fluctuate rapidly.

Prices may increase or decrease before confirmation.

We are not responsible for market changes.

3. IRREVERSIBLE TRANSACTIONS

Crypto payments are generally:

Final

Irreversible

Non-refundable once confirmed on blockchain

Refunds, if approved, will be processed in accordance with Refund Policy and may be subject to blockchain conditions.

4. NETWORK FEES

Users are responsible for:

Gas fees

Miner fees

Network congestion costs

MintDownloads™ does not control these fees.

5. WRONG ADDRESS RISK

If you:

Send funds to the wrong wallet address

Use the wrong network

Input incorrect details

Funds may be permanently lost.

We are not liable for user error.

6. REGULATORY RISK

Cryptocurrency regulations vary by country.

Users are responsible for:

Ensuring crypto payments are legal in their jurisdiction

Complying with tax obligations

7. SECURITY RESPONSIBILITY

Users must secure:

Private keys

Wallet access

Two-factor authentication

Loss of private keys may result in permanent loss of funds.

8. FRAUD MONITORING

Crypto transactions may undergo:

Risk scoring

Manual review

Temporary holds

Suspicious transactions may be delayed.

9. NO INVESTMENT ADVICE

MintDownloads™ does not provide financial or investment advice regarding cryptocurrencies.

10. ACCEPTANCE

By paying with cryptocurrency, you confirm that:

You understand volatility risks.

You accept irreversibility of transactions.

You assume responsibility for wallet accuracy.

You agree this is legally binding.